Direct Mortgage, Inc.


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Direct Mortgage, Inc.
4047 Holcomb Bridge Rd.
Norcross, Georgia 30092
770-242-5757
Fax:770-864-6400
1-888-847-4617


Purchase * Refinance * Equity
Residential \ Commercial

One Application Source For All Your Real Estate Needs!

 


CONVENTIONAL - Purchase a home with as little as 3% DOWN or refinance up to 95% of the value of your home. Direct Mortgage, Inc. offers LOW FIXED RATES and a wide range of arm products, loan amounts from $75,000.00 to $322,700.00

 


FHA - Purchase a home with up to 97.75% FINANCING. The full down payment can be a GIFT or another loan. Streamline refinance programs with no appraisal in some cases are available to reduce monthly payments. Direct Mortgage, Inc. offers fixed and adjustable rates with expanded debt to income ratios. WE will also finance closing cost up to the maximum limits

 


VA - Purchase a home with NO DOWN PAYMENT. VA rollover programs with NO APPRAISAL are available to reduce monthly payments. Direct Mortgage, Inc. offers fixed and adjustable rates with expanded debt to income ratios. 

 


FARMERS HOME LOANS - Purchase a home with NO MONEY DOWN with Direct Mortgage, Inc. and Farmers Home. This program offers expanded debt to income ratios. 

 


CONSTRUCTION LOANS - Get a Direct Mortgage, Inc. loan to build your dream home with ONLY ONE CLOSING AT CURRENT MARKET RATES

 


PURCHASE WITH NO MONEY DOWN - Purchase a home with NO MONEY DOWN. This program offers tax benefits, no mortgage insurance, and your money continues to work for you. 

 


COMMERCIAL LOANS - Direct Mortgage, Inc.'s database of 10,000 NATIONWIDE LENDERS offers the capability of placing almost any "make sense" commercial loan within responsible interest and time parameters. Loans from $75,000 to $5,000,000

 


BANKRUPTCY - Direct Mortgage, Inc. has special programs for clients who have filed bankruptcy with as little as ONE DAY SINCE DISCHARGE. This program is also available for clients PRESENTLY IN CHAPTER THIRTEEN BANKRUPTCY

 


FORECLOSURES - STOP YOUR FORECLOSURE at Direct Mortgage, Inc.. We have programs if you have had past foreclosures or currently in foreclosure. These programs have equity requirements. 

 


CREDIT PROBLEMS - LATE PAYMENTS, COLLECTIONS, JUDGMENTS, AND CHARGED OFF ACCOUNTS are not a problem at Direct Mortgage, Inc.

 


NO INCOME VERIFICATION - Self employed and salaried clients who choose NOT TO VERIFY sufficient income, qualify at Direct Mortgage, Inc.. Second mortgage loans are available to 100% with no income verification. 

 


INVESTOR LOANS - Direct Mortgage, Inc. has programs for investors with as little as 10% DOWN or REFINANCE FOR CASH

 


LINE OF CREDIT - At Direct Mortgage, Inc. you can obtain a line of credit for 100% OF YOUR EQUITY. You pay the interest on the balance you owe and can write checks up to your credit line. 

 


125% SECOND MORTGAGE Direct Mortgage, Inc. has second mortgages to 125% of your home's appraised value. Money can be used for home improvements, debt consolidation, tuition, autos, etc... CASH OUT TO $75,000 and loans to $35,000 WITH NO APPRAISAL

 


LOT LOANS - Rates on lot loans at Direct Mortgage, Inc. are very competitive and lot size can be as large as FIVE ACRES

 
 


TROUBLE QUALIFYING

 - Direct Mortgage, Inc. Mortgage is a full service broker. Unlike banks and finance companies we are not limited to only internal programs. Direct Mortgage, Inc. Mortgage has over 60 sources with hundreds of loan programs to fit your needs. 


GIFT FUNDS AVAILABLE - Direct Mortgage, Inc. has been approved to arrange gift funds through the Nehemiah program. This program is available for FHA borrowers. Call one of our offices for details.


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Direct Mortgage, Inc.
4047 Holcomb Bridge Rd.
Norcross, Georgia 30092
770-242-5757
Fax:770-864-6400
1-888-847-4617

Georgia Residential Mortgage Licensee