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One Application Source
For All Your Real Estate Needs!
CONVENTIONAL
- Purchase a home with as little as 3% DOWN or refinance
up to 95% of the value of your home. Direct Mortgage, Inc. offers LOW
FIXED RATES and a wide range of arm products, loan amounts from
$75,000.00 to $322,700.00.
FHA
- Purchase a home with up to 97.75% FINANCING. The full down
payment can be a GIFT or another loan. Streamline refinance
programs with no appraisal in some cases are available to reduce monthly
payments. Direct Mortgage, Inc. offers fixed and adjustable rates with
expanded debt to income ratios. WE will also finance closing cost up to
the maximum limits
VA
- Purchase a home with NO DOWN PAYMENT. VA rollover programs
with NO APPRAISAL are available to reduce monthly payments. Direct Mortgage, Inc.
offers fixed and adjustable rates with expanded
debt to income ratios.
FARMERS
HOME LOANS - Purchase a home with NO MONEY DOWN with Direct Mortgage, Inc.
and Farmers Home. This program offers expanded
debt to income ratios.
CONSTRUCTION
LOANS - Get a Direct Mortgage, Inc. loan to build your dream home
with ONLY ONE CLOSING AT CURRENT MARKET RATES.
PURCHASE
WITH NO MONEY DOWN - Purchase a home with NO MONEY DOWN.
This program offers tax benefits, no mortgage insurance, and your money
continues to work for you.
COMMERCIAL
LOANS - Direct Mortgage, Inc.'s database of 10,000 NATIONWIDE
LENDERS offers the capability of placing almost any "make sense"
commercial loan within responsible interest and time parameters. Loans
from $75,000 to $5,000,000.
BANKRUPTCY
- Direct Mortgage, Inc. has special programs for clients who have filed
bankruptcy with as little as ONE DAY SINCE DISCHARGE. This
program is also available for clients PRESENTLY IN CHAPTER THIRTEEN
BANKRUPTCY.
FORECLOSURES
- STOP YOUR FORECLOSURE at Direct Mortgage, Inc.. We
have programs if you have had past foreclosures or currently in foreclosure.
These programs have equity requirements.
CREDIT
PROBLEMS - LATE PAYMENTS, COLLECTIONS, JUDGMENTS, AND CHARGED
OFF ACCOUNTS are not a problem at Direct Mortgage, Inc..
NO
INCOME VERIFICATION - Self employed and salaried clients who choose
NOT TO VERIFY sufficient income, qualify at Direct Mortgage, Inc..
Second mortgage loans are available to 100% with no income verification.
INVESTOR
LOANS - Direct Mortgage, Inc. has programs for investors with as
little as 10% DOWN or REFINANCE FOR CASH.
LINE
OF CREDIT - At Direct Mortgage, Inc. you can obtain a line of credit
for 100% OF YOUR EQUITY. You pay the interest on the balance
you owe and can write checks up to your credit line.
125%
SECOND MORTGAGE Direct Mortgage, Inc. has second mortgages to 125%
of your home's appraised value. Money can be used for home improvements,
debt consolidation, tuition, autos, etc... CASH OUT TO $75,000
and loans to $35,000 WITH NO APPRAISAL.
LOT
LOANS - Rates on lot loans at Direct Mortgage, Inc. are very competitive
and lot size can be as large as FIVE ACRES.
TROUBLE
QUALIFYING
- Direct Mortgage, Inc. Mortgage is a full
service broker. Unlike banks and finance companies we are not limited to
only internal programs. Direct Mortgage, Inc. Mortgage has over 60 sources with hundreds
of loan programs to fit your needs.
GIFT
FUNDS AVAILABLE - Direct Mortgage, Inc. has been approved
to arrange gift funds through the Nehemiah program. This program is available
for FHA borrowers. Call one of our offices for details.
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Direct Mortgage,
Inc.
4047 Holcomb Bridge Rd.
Norcross, Georgia 30092
770-242-5757
Fax:770-864-6400
1-888-847-4617
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